Friends' Homes Make Good Holidays for this Single Girl!

Another long weekend is over. Today will certainly be long and painful as I try to adjust back to 'work mode'.

Among other things (yard-work, patios and BBQ parties), I spent some quality time vegging out at a friend's house this weekend. I love these weekends! With nowhere to go and no responsibility, these days are like mini vacations for me! This is especially true when my friends have exceptional taste and great cooking! (Growing up in a Bed & Breakfast environment tremendously influences this also!)

First, I was treated to the most phenomenal egg and sausage english muffins for breakfast, then we lazed around for the remainder of the morning. Gabbing, dozing off and watching the food channel- what a way to spend a holiday?! After lunch, we enjoyed coffee out in the sun on her patio, then I read nearly an entire book! Despite a mild sunburn, it felt wonderful! I could never have enjoyed the same laziness at my own house. I would've felt I needed to be working outside, cleaning or doing something. To top it off, I had great company!!

Being able to get away to friends' houses whenever I please is definitely a luxury I don't appreciate enough. While I hope it not to be true, I have a feeling these visits would not be quite so frequent if I were not single. Good enough reason to stay single? It just may be!

To Refinance or Not?

I will be the first to admit, that I have been a very irresponsible blogger this week. No post since Tuesday (and I actually wrote it Monday). Geez!

I have reasons though, and I think they are good ones! First, this week turned out to be insanely busy. We wrapped up Brownies and I went to my info night for rowing (that will be a rant for another day). I talked with my mortgage broker and met with a realtor, and I also went on a date (!! Pretty uneventful so not much to share even if this were THAT kind of blog)

I have spent a lot of time with my variable-rate-mortgage friends lately, and after hearing about their 3.25% rate for the umpteenth (I think that is a word that should only be said, not written), I was more than a little envious. My 5.76% rate doesn't look so hot, in comparison, so I called my broker this week to see what we could do about it. With prime below 2.5%, in some cases there is more merit in paying the penalty and getting the low rate.

Turns out, I am not one of these cases. Since I took a 5 year fixed rate, I am locked in for another 3 1/2 years (approximately), so I have not paid off enough of my mortgage (and therefore "own" enough) of it yet to justify the penalty. Also, since my rate is quite a bit higher than today's interest rates, the difference in lost interest to ING (yes, I have an "unmortgage") is pretty substantial. When it is all said and done, it would cost me $12,000 to payout my current mortgage. YIKES!

The good news I got this week? I don't have to upgrade my electrical right away!! This is something I have worried and thought about since I moved in. My neighbour and I got together with a realtor she knows one evening for a couple of drinks, and I asked him some questions about the value of upgrades, in terms of resale. I was also pleased to hear that the curb appeal of my house is great. Maybe it has become so familiar to me, I think it's blah? I am also going to hold off paving my driveway for now. It was extra exciting to hear that I can focus my energy (and finances) on finishing my basement and the little things inside my house!! Pink, striped office, here we come!

Have a safe and happy long weekend!

Backyard Makeover is Progressing!

Manic Monday? Not for this savvy homegirl! My first available Monday since I started leading Brownies (it's our last week and the wrap up party is later this week) proved to be very productive!

The temperature was surprisingly warm yesterday evening, so I took advantage of the chance to get some yard work done.

With the weeds taking over the former sandbox area and bare patch on the west side where I regraded the yard in the fall, I put down some grass seed. Hopefully new grass will come up soon.

I used Scott's Patchmaster, after a recommendation from the guy at hardware store. The seed is mixed in with mulch and lint. It keeps the seed from blowing away, holds moisture until it can get started and deters the birds from eating it.

As a bonus, it's on sale this week at Home Hardware!

My previous attempt to seed the area was unsuccessful, because I used 'old' seed. Typically, grass seed loses its fertility after a year and will not germinate.

Remember that pile of gravel? I am starting to wonder how many times you can move the same pile of dirt? I think twice is enough, but I still have some left! I spread some of it out around my garden, and am building up a pathway around the side of my garage.

I have also found a better home for my hideous patio stones - as retaining walls for new flower beds and my garden! Slowly, this area is starting to take shape!

Finally, its funny what we learn from our parents. I had to laugh a little at myself as I waddled down my little garden rows, dropping seeds and lightly covering them over. I realized that this was the very way I would help my mom plant her garden was I was a toddler. Just like my mother, I stuck the seed packets onto stakes and tucked them under rocks at then end of my rows as markers. Hopefully with some good rain and sunshine this week, I'll have some little radishes, carrots, beans, peas and a half row of spinach (I'm not convinced I can keep it alive) poking up soon!

Since frost is threatening tonight, I decided not to transplant my beans and peas yet, which are now over a foot tall. That being said, I don't think we'll get frost, because the sky is too cloudy. That's another weather tip I learned on the farm - frost is more likely on a clear night.

First Wine Tour of 2009!

Spring in Niagara brings with it the start of a fifth season - wine touring season! Arguably, one of my favourite things about living here is the selection of wineries all around me. I can no longer bring myself to buy any wine that is not VQA (Vintners Quality Alliance - read more about it here ).



There are so many amazing wines in my backyard - Chardonnay, Sauvignon, Merlot, Cabernet, Riesling (Niagara has the best), even Shiraz, and not to mention, Icewine - I can not justify to buy foreign wines. Maybe I do not have the most extensive wine taste yet, but I would rather buy directly from the winery and know the profits are going into their pockets and supporting our local economy.


Wine touring can often be done at no or a small charge, but you should plan to buy some wine. Most wineries waive tasting fees with the purchase of a bottle. At approximately, $15.00 per bottle, you are paying for not only the tastings but the whole winery experience.


Here are a few suggestions to make wine touring a memorable and great experience:

1. Visit the 'little guys'. They are often less busy and more willing to provide you with their attention and ample tastings. Learning their 'story' is often as enjoyable as their wines, and the charm is absolutely unmistakable!
2. Ask for the server's 'favourite'. They should know the wines in and out and sometimes will even provide you with a 'tasting' of something unreleased, brand new, or special reserve.
3. New to vino culture? Tell the server. A good winery will be more than happy to explain wine, how to taste properly, what to look for and provide their recommendations.
4. Bring crackers, snacks and a bagged lunch and either hire or designate a driver! All those little mouthfuls of wine will add up. Wine touring is not for the empty stomach, and you can not take in the whole experience if you're tipsy after your first stop!
5. Go with friends and plan your purchases. If everyone loves a wine and wants to buy it, that is great, but it will also be far more affordable if you 'take turns buying'. Try to have at least one person purchase a bottle at each stop, but don't feel obligated at each winery, especially if you didn't love the wines yourself. Everyone likes something different, so with a group, there is a good chance this will just happen naturally.

My Message to Country 95.3 (and all other media that continues to refer to H1N1 as "swine flu")

Morning everyone!

This is not really home-related or related to my blog at all, so much as it is a rant about the media's ability to inform Canadian consumers. It is my belief consumers deserve to understand facts, and the media is responsible for portraying news accurately to ensure this happens. H1N1 is a prime example where poor judgement in naming the disease and information in the media led to incorrect, consequential perceptions among consumers.

So, this morning, I took it upon myself to send an email to the radio morning show I listen to while getting ready for work. It read as follows:


Good morning!

I listen every morning when I'm getting ready for work, and it was great to hear you guys back on this morning after your trip south.
I was getting frustrated though by the number of times you referred to H1N1 as "swine flu". I realize you have been away, but the name has officially been changed to H1N1.

Canada's pork industry has been faced with phenomenal hardships in the past year, and the initial, unfortunate naming of H1N1 as "swine flu" was yet another incredible blow to their business and industry. It led to mass confusion as consumers thought it could be caught from eating pork. Of course, this is not true as it is a viral disease.

The media needs to deliver an accurate message to Canadian consumers if the gap between 'farm to fork' is ever to be bridged, particularly in the GTA where this divide is larger than anywhere else. Please consider using the term H1N1 on the air. Canadian farmers thank you.

Proud dairy farmer, agriculture advocate and marketer

There have been numerous occasions I have been tempted to send my comments, concerns or thoughts to radio stations. I think its a testament to how good their show is if they can generate enough emotion in their listeners to engage them for a response.

Interestingly enough, I did not become overwhelmed with frustration. I just knew I had to address the oversight. I am passionate about accurately-informed consumers. It was my small duty for today in the ongoing challenge to inform Canada about where their food comes from.

What can you do today to fuel your passion? Happy Friday!

Yummy Snack Mix

You know when you find one of those super, awesome snacks that is so good, you can barely get your hand out of the container to put the lid back on?

I have found one (like any of us need another reason to snack?)! Struggling with the notion of baking sugar-loaded brownies or cookies for my Brownies' "Moving Up" Ceremony last night, I went searching for an alternative 'light snack'. Enter "snack mix" on All recipes.com, and there it is- the first 5-star recipe on the list- Oat Snack Mix.

It was very easy to make with ingredients you have on hand, and the substitution options are endless! I substituted the chocolate-covered raisins for regular raisins and chocolate chips, and I omitted the nuts, in case there were any nut allergies in my group. I accidentally added the cranberries before I baked the mixture, and since the mix bakes for 45 minutes to get that crunchy texture, I had some very burnt cranberries! As a result, I was very happy to have used my stone pan, which scraped clean after a good rinse. I don't want to imagine the scrubbing that would have been required on my 'nonstick' cookie sheet.

While I admit, its not exactly sugar-free, or even low-sugar, the recipe is delicious! I found myself scooping crumbles off my stone pan, even as I headed out the door to my meeting! Too tempting to leave at home, I proceeded to snack on the leftovers all day at work today! I.T. was not impressed to find the sticky honey and chocolate mess on my keyboard and mouse!!

I meant to post a picture for you, but I ate most of it on my way home this evening, so I will have to make more (if my waist will allow it!)

Announcing the “Fill the Hat” Event to Help Whip Cancer!

Beyond a doubt, we have all been affected by cancer in our lifetime, whether through our friends and family, neighbours or personally.

Through its Help Whip Cancer® campaign, The Pampered Chef® joins forces with the Canadian Cancer Society to raise awareness and funds for breast cancer education and early detection programs.

I am launching my own "Fill the Hat" Event to help raise $1000 for the fight against breast cancer.

Shop at my online store and 25% of sales will be donated to the Canadian Cancer Society. Additionally, you will also be entered in a weekly draw for great giveaways and for every purchase over $100, you will recieve a limited edition, "Help Whip Cancer" ribbon pin!

Available in May only, Pampered Chef has launched these fabulous, limited edition Help Whip Cancer pink products!

Host your own “Pink Party” in May to support the Cancer Society and choose one of our exclusive Help Whip Cancer products at 60% off and be entered to win great gifts and prizes for you and your guests! You will also receive a limited edition recipe and note card holder when your show has $650 or more in sales!

Breast cancer is the most frequently diagnosed cancer in women with 1 in 9 women developing it in their lifetime. I am confident we can raise $1000 for the Canadian Cancer Society’s fight against breast cancer.

Watch SavvyHomegirl and my online store for weekly giveaways and "Fill the Hat" updates!!